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This Monday, December 25, coincides with Christmas Day, a state and federal holiday.

Most businesses and services will be closed on Christmas Day, but some will operate on modified hours.

Township offices will be closed. In Lakewood, there will be no trash pickup. Everyone's pickup schedule this week will move one day ahead. There will be no bulk pickup this week.

All New Jersey state offices, including courts and Motor Vehicle Commission offices will be closed.

United States Postal Service offices will be closed. There will be no mail delivered, besides for Priority Mail Express mail. FedEx and UPS will deliver only FedEx Custom Critical and UPS Express Critical.

The vast majority of banks will be closed.

Most, if not all, malls and major shopping centers in New Jersey will be closed on Christmas Day.

Most major retail stores, including big-box retailers, such as Walmart, Target, Kohl’s, Shoprite, Stop & Shop Costco, and BJ's will be closed.

There are some convenience stores and pharmacies that will be open, including 7-Eleven, CVS, Walgreens, Wawa, and QuickCheck.

NJ Transit will operate on a Sunday schedule. For NJ Transit, riders should use NJ Transit’s online trip planner to double-check arrival and departure times.

SEPTA’s Metro and bus routes will run on a Sunday schedule while its Regional Rail lines will operate on special Christmas schedules.

PATH will operate on a modified Saturday schedule.

The New York Stock Exchange, Nasdaq trading, and bond markets will be closed.

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